Computer fraud - modalities

Everyday tasks like opening an email attachment, following a link in a text message, making an online purchase, etc. They can expose you to online criminals who want to damage your systems or steal from you. Preventing online crimes and cyber intrusions requires each of us to be aware and alert.

Understand common online crimes and risks:

a) Email Compromise: Scams that compromise email, personal or business, exploit the fact that many of us rely on email to conduct business, both personal and professional, and is one of the online crimes more financially damaging.

b) Identity theft: Occurs when someone gets hold of your personal information and uses it to commit theft or fraud.

d) Ransomware: It is a type of malicious software, or malware, that prevents you from accessing your computer files, systems or networks and demands that you pay a ransom for its return. They can empty your bank account, rack up charges on your credit cards, etc.

c) Spoofing and phishing: These are schemes intended to trick you into providing confidential information to scammers. For example, a phishing email typically has a link, which when clicked will download a program that captures keystrokes, including login details, and sends them to a third party.

d) Online abusers: They are a growing threat to young people.

e) Internet banking fraud: Committed using online technology to illegally withdraw money or transfer it to a different bank account. Types of Internet banking fraud include phishing and phishing, and can occur via smartphone, tablet, and other mobile devices.

f) Mobile banking: Using a computer, tablet or smartphone is very convenient and banks protect their accounts with sophisticated software systems, so criminals target customers directly, tricking victims into revealing sensitive information. Financial institutions never ask someone to send their banking details or ask someone to log into their account via email.

g) Mule recruiting: The scammer attempts to have a person receive stolen funds using their bank account and then transfer those funds to criminals abroad.

h) Fraud on shopping and auction sites: Among other modalities, a person is deceived into not using a secure payment service. This may involve being sent supposed links to banking services in an email, which actually leads to fraudulent sites that can download a Trojan virus or key-logging malware.

i) Spam: Unsolicited commercial messages sent by email, SMS, MMS and other means of electronic messaging that attempt to persuade someone to purchase a product or service or visit a website to make a purchase. They can also trick you into divulging bank account or credit card details.

Online fraud prevention ►